For many of us the countdown to the Christmas holidays has begun. The traffic is congesting, the queues are growing and expectations for that break are taking shape in our minds. For some this is a much-loved time of year. But for others, it's one of the most challenging - financially and emotionally not at all merry and bright. No matter which side of this fence you tend toward, here are some tips for staying mindful during this time of the year:
Let me know how it goes!